2020 Open Enrollment

2020 Open Enrollment

The 2020 Open Enrollment period
CLOSED
at 4:00 pm on Friday, November 15, 2019

This Open Enrollment period is for benefits effective January 1, 2020 through December 31, 2020.  


This is an opportunity for benefit eligible employees to enroll in coverage, add or remove an eligible dependent (spouse or child up to age 26) , or make changes to your insurance coverage without experiencing an IRS qualifying life event.

Health, Dental and Vision - All changes and new enrollments must be received in the Human Resources/Benefits Department by 4:00 pm on Friday, November 15, 2019.

Flexible Spending Accounts (Health and/or Daycare) - If you wish to participate in a Flexible Spending Account (FSA) in 2020, you will want to complete the enrollment process that will be emailed to the district email of eligible employees by 121 Benefits.

You can learn more about open enrollment at the following informational meetings:

  • Monday, Nov. 4 at 4:30 p.m. at East Ridge High School, Rooms 2045A/2045B
  • Thursday, Nov. 7 at 4:30 p.m. at Woodbury High School, Media Center
  • Tuesday, Nov. 12 at 6:30 p.m. at Park High School, Lecture Hall

Presentation materials from the information meetings:
2020 Open Enrollment  Presentation
2020 Open Enrollment  Presentation with audio

 For information about current benefits please visit the Employee Benefits Website


 

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Health Insurance, including VEBA

Read the information below carefully prior to making your health plan election.
If you do not make changes during open Open Enrollment,
you will remain in the health plan you are currently enrolled in for 2020.

Preferred One (P1)

Preferred One will continue to be our health insurance carrier PreferredOne website
Group Number: PCH10638
MN Network:  Open Access 200
Nationwide Network:  First Health Network

Call Center Hours: 7:00 a.m. - 7:00 p.m. CST, Monday – Friday
Twin Cities Area: 763.847.4477 or Outside Metro Area: 1.800.997.1750
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Premiums
 Click here to access the 2020 Health Insurance premiums.

Health Plans
There are no plan design changes, i.e. deductibles, out-of-pocket limits and maximum out of pocket limits.
We will continue to have 3 options for employees to select form:
2020 Plan Comparison
Open Access High Deductible with VEBA
Open Access $25 Co-Pay
Open Access $15 Co-Pay

Forms:
Health Insurance Enrollment Form -Complete this form if you do NOT currently have health insurance with the district
Health Insurance Change Form  - Complete this form if you already have health insurance with the district

PreferredOne Preventative Dental Benefit
 A preventative dental benefit is included with all PreferredOne (P1) health plans. Preventative dental care includes annual routine oral evaluation, teeth cleaning, bitewing and periapical x-rays (once every 12 months) and full mouth/panoramic x-rays (once every 3 years)

Please click here to access a list of in-network dental providers within a 50-mile radius of Cottage Grove MN. 

  • PLEASE NOTE: these are preventative dental benefits only; please review our dental insurance section for further dental coverage options.

 

VEBA (for employees enrolled in the Open Access High Deductible plan)

 121 Benefits will be our  administrator for VEBA/HRA  121 Benefits websiteCustomer Service:  612.877.4321 or 1.800.300.1672

 

VEBA is a tax-free Health Reimbursement Arrangement (HRA) that provides a source of funds to pay for the cost of health care expenses for you, your spouse and qualified dependents.  VEBA is available to employees who enroll in the Open Access High Deductible Plan only.

The VEBA account may be used to pay any qualified pre- retirement and post-retirement medical, dental, or vision out-of-pocket expenses (deductibles, co-payments, co-insurance, etc.), plus post-retirement medical, dental, or vision insurance premiums, long term care premiums, Medicare Part B premiums, Medicare deductibles and Medicare Supplement Plan premiums.

In a full calendar year, the district contribution will be distributed as follows: 50% of the annual amount on the January 15 payroll, 25% of the annual amount on the July 15 payroll, and 25% of the annual amount on the October 15 payroll.

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Dental Insurance

Read the information below carefully prior to making your health plan election

If you do not make changes during open Open Enrollment,
you will remain in the health plan you are currently enrolled in for 2020.

Delta Dental administers our dental insurance

 Delta Dental website 
Customer Service Department: 651.406.5916

Premiums
There are no changes to the monthly premiums for 2020.  Click here to access the 2020 Dental Insurance Rates.

Plans
There are no plan design changes
We will continue to have 2 plan options for employees to select form:
Delta Care
Delta Preferred (PPO and Premier Networks)

Forms
Dental Insurance Enrollment Form - Complete this form is you do NOT currently have dental insurance with the district
Dental Insurance Change Form- Complete this form is you already have dental insurance with the district

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Vision New for 2020

EyeMed administers our vision insurance

EyeMed website  https://eyemed.com/en-us
Customer Service Department:  866.939.3633

Read the information below carefully prior to making your vision plan election

Your eye examination and caring for your eyes is important to your overall health. Eye examinations diagnose much more than the need for corrective lenses. An eye examination can uncover more than 30 systemic diseases including hypertension, arteriosclerosis, diabetes, and Graves Disease. This plan allows you to improve your health by saving you money on your eye care purchases.

You have two plans to choose from:
  • Eye Exam and Materials
  • Materials only*

    *Remember that you receive an annual Eye Exam covered by Preferred One if you are enrolled in South Washington County Schools’ PreferredOne Health plan.


This Vision plan is a voluntary benefit, meaning 100% of the premiums are employee-paid.
Monthly Premiums:
   Exam + Materials Materials only
 Single  $7.28 $5.84
 Family  $18.56 $14.90


Enrollment Form
EyeMed Enrollment Form

Note: If you are enrolled in district health insurance with PreferredOne, your health insurance plan includes an annual, preventative vision exam with an in-network provider.


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Flexible Spending Account (FSA)

121 Benefits will be our administrator for VEBA/HRA
121 Benefits website
Customer Service: 612.877.4321 or 1.800.300.1672

HealthCare FSA

The current Health Care FSA annual maximum is $2,750/calendar year for 2020

Dependent Care FSA

The Dependent Day Care FSA annual contribution is $5,000 per family per calendar year for 2020

ACTION REQUIRED: 
You must enroll in Health Care FSA and/or Dependent Day Care FSA each year you want to participate.  You enrollment for 2019 will not automatically continue into 2020

Eligible employees will receive an email from 121 benefits with your log in information.

 

Other Considerations 

There is no open enrollment opportunity for the following plans; you may only enroll through an Evidence of Insurability  (EOI) process, which may require medical underwriting directly from The Standard.  If you are interested in completing this process, please contact your benefit specialist for the necessary paperwork.

  • Dependent Life Insurance, underwritten by The Standard
  • Long Term Disability (LTD), underwritten by The Standard
  • Life Insurance, underwritten by The Standard
  • Supplemental Life Insurance, underwritten by The Standard

The District 833 Benefits Team

Employees with last names beginning A-L
Karin Manning at kmanning@sowashco.org

Employees with last names beginning M-Z
Kim Shirek at kshirek@sowashco.org

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 Forms & Resources

Health Insurance

Flexible Spending Account (FSA)

VEBA

Vision

Employee Notices

Other