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Delta Dental Insurance Plans

Two Network Options for Delta Dental

SoWashCo Employees can choose from:

  • DeltaCare - a managed care plan, meaning there is a narrow network of dentists to choose from.
  • Delta Preferred (PPO+Premier) - This consists of three different networks of providers: PPO, Premier and Non-Participating (Out of Network).
Employees enrolled in Delta dental insurance for 2021 will receive new dental insurance ID cards.
  Delta Dental PPO/Premier Plan
DeltaCare
Delta Dental PPO Delta Dental Premier Non-Participating Provider
Deductible None None
Calendar Year Plan Maximum $1,000 per person Unlimited
Lifetime Ortho Maximum (per eligible child) $1,000 per eligible child $1,500 per eligible child
Preventative Dental Services (cleanings, exams, x-rays) 100% coverage 100% coverage 80% coverage to maximum allowable fee 100% coverage
Basic Dental Services (fillings) 80% coverage 80% coverage 80% coverage to maximum allowable fee 100% coverage
Basic Dental Services (root canal therapy, oral surgery) 80% coverage 80% coverage 80% coverage to maximum allowable fee 100% coverage
Major Dental Services (extractions, crowns, inlays, onlays) 80% coverage 80% coverage 80% coverage to maximum allowable fee 60% coverage
Major Dental Services (bridges, dentures, repairs) 50% coverage 50% coverage 50% coverage to maximum allowable fee 60% coverage
Orthodontia Services (Dependent children under age 19) 50% coverage 50% coverage 50% coverage to maximum allowable fee 50% coverage

Insurance terminology can be confusing. We can help!

Below are some common words and phrases you'll find while reviewing insurance plans and what they mean. If you have additional questions, please contact your benefits specialist.

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