Benefits
Contact
Kimberly Shirek
Benefits Specialist
651-425-6263
kshirek@sowashco.org

Brittani Beatty
Benefits Specialist
651-425-6251
bbeatty@sowashco.org

2026 Benefits
- Benefitfocus
- Employee Insurance Costs
- Medical Insurance
- Dental Insurance
- Vision Insurance
- VEBA
- FSA
- Employee Assistance Program
- Life Insurance
- Long-term Disability
- Voluntary Benefits
- Retirement Accounts
- Life Events
- Legal Notices
Benefitfocus
Benefitfocus
Benefitfocus is our benefit administration platform that simplifies how SoWashCo Schools employees enroll in and manage their benefits. This system is available year-round. Active benefit-eligible employees will sign in using their ClassLink username and password.
Benefitfocus is used for:
- New hire enrollments
- Adding/updating life insurance beneficiaries
- Life events or change in family status
- Status changes
- Reviewing benefit summaries
- Open enrollment
*Must be logged into Staff Portal/Classlink before you begin*
Employee Insurance Costs
Employee Insurance Premium Costs
Please note your benefit deduction frequency may have changed. Please refer to your employee premium cost sheet for those details.
- Bus Drivers / Bus Assistants
- Bus Mechanics
- DOSS
- Executive Cabinet
- Independent
- Independent Misc.
- Kids Club Supervisor
- Maintenance
- Nutrition Services
- Office Professionals
- Paraprofessionals
- Principals
- Teachers (.1 FTE)
- Teachers (.2 FTE)
- Teachers (.3 FTE)
- Teachers (.4 FTE)
- Teachers (.5 FTE)
- Teachers (.6 FTE)
- Teachers (.7 FTE)
- Teachers (.8 - 1.0 FTE)
Medical Insurance
Medical Insurance
HealthPartners Support Information
HealthPartners Medical Booklet
Medical Plan Comparison
Member Services
Find a Doctor or Clinic
Prescription Shopping Tool
HealthPartners Guide to Choosing a Plan
Omada
Open Access Plan Documents
Achieve Network Plan Documents
Achieve Network $15 Copay Plan
Achieve Network $25 Copay Plan
Kavira
Effective Jan. 1, 2026, all employees enrolled in a district medical plan will have access to a new benefit, Kavira. Through Kavira, you have access to chat, video and at-home healthcare visits at no cost to you. You also have access to 300 medications and 30 lab tests at no cost to you.
You must be enrolled in a district-offered medical plan to have access to Kavira. However, your immediate family, including your spouse and children under the age of 26, will also have access to Kavira at no cost, even if they are not enrolled in a district medical plan with you. More information can be found at kavirahealth.com.
Dental Insurance
Vision Insurance
Vision Insurance
Contant Information
EyeMed FAQ
Customer Service Department: 866-939-3633
Visit EyeMed's Website for more information
Find a Provider (SoWashCo is part of EyeMed's Insight Network)
VEBA
What is a VEBA?
VEBA is for most employees enrolled in the Open Access and Achieve Network High Deductible Plan. Check your employee group to see if you qualify for a VEBA.
The VEBA contribution will be funded three times per year. Your annual VEBA contribution will be disbursed to your VEBA account as such:
- 50% on Jan. 15
- 25% on July 15
- 25% on Oct. 15
A VEBA is a tax-free Health Reimbursement Arrangement (HRA) that provides a source of funds to pay for the cost of health, dental and vision care expenses for you and your dependents covered by the District's health plan. Please see the specific costs sheet for your union/employee group for details on your VEBA contribution from the district.
Contact BRI
Toll-Free: 888-717-1320
Local: 320-457-0058
Email: participantservices@benefitresource.com
Website: www.benefitresource.com
Hours: Monday - Friday, 7am - 7pm
Creating an Online VEBA with BRI
- Visit BRI's website to login or download the free mobile app
- Click "Register an Account"
- Company Code: southwcsd
- Member ID: Your SSN, no dashes
Reimbursement Information
DUE TO HEALTH CARE REFORM regulations effective January 1, 2017, if you want to be reimbursed for expenses incurred by your spouse or dependent children and they are NOT covered on our medical plan, you will have to complete the Attestation Process confirming that they are covered by another GROUP health coverage. Medicare, MNSure and MNCare are NOT group health plans. Please see Attestation Process posted on our website.
VEBA Opt-out Information
HEALTH CARE REFORM regulations effective January 1, 2017 require us to offer any employee currently covered by a High Deductible Health Plan the opportunity to “opt out” of the HRA/VEBA. Offering an annual opt-out will allow you to purchase coverage on the Marketplace or direct from an insurance carrier. If you choose to opt out, your VEBA account will be “frozen” and will not be allowed to accept contributions or pay out reimbursements during the time that the account is frozen. If you are considering this, please contact Human Resources to discuss.
FSA
2026 Medical FSA Maximum
A maximum of $3,400 can be set aside in a Medical Reimbursement FSA each year to help pay for out-of-pocket medical, dental and vision expenses for you, your spouse and your dependent child(ren).
SoWashCo Schools requires a minimum of $100 be set aside for those opting to participate in a medical FSA.
2026 Dependent Care FSA Maximum
A maximum of $7,500 per household (up to $3,750 if you're married and filing separate tax returns) can be set aside for Dependent Care Reimbursement FSA each year to help you pay for eligible dependent care expenses, such as daycare for your child.
SoWashCo Schools requires a minimum of $100 be set aside for those opting to participate in a dependent care FSA.
Benefit Resource (BRI)
Employees who work at least 30 hours per week are eligible to participate in our Flexible Spending Accounts (FSA). Outside of the annual open enrollment period, you will have to wait until you have a qualifying life event in order to change your enrollment status for FSA.
The FSA program is administered by Benefit Resource (BRI). Visit their website at benefitresource.com. Your personal spending account status and claim history will be available to you at this site.
Contact BRI
Toll-Free: 888-717-1320
Local: 320-457-0058
Email: participantservices@benefitresource.com
Website: www.benefitresource.com
Hours: Monday - Friday, 7am - 7pm
Creating an Online FSA with BRI
- Visit BRI's website to login or download the free mobile app
- Click "Register an Account"
- Company Code: southwcsd
- Member ID: Your SSN, no dashes
Employee Assistance Program
SoWashCo Schools Employee Assistance Program
The Employee Assistance Program (EAP) offers immediate and confidential support to help resolve work, health, and life challenges to improve your life. Let us help you find solutions so you can reach your goals at any age or stage of life. We help millions of people worldwide live healthy, happy, and productive lives.
For immediate and confidential assistance:
Call: 888-293-6948
Send an Email: answers@healthadvocate.com
Contact Form
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Life Insurance
Life Insurance
SoWashCo Schools offers basic, supplemental, dependent life insurance. There is no open enrollment period for life insurance; however, if enrollment is completed outside of the new hire enrollment period evidence of insurability will be required.
See your Employee Premium Cost Sheet for information on coverage levels and cost.
Life Insurance Beneficiary Change Form
Changes to your beneficiary must be completed in Benefitfocus.
Long-term Disability
About Long-term Disability
Long-term disability provides income when you have been disabled for 90 calendar days or more. Your benefit is 66.67% of your monthly earnings, up to $6,000 per month. This amount may be reduced by other sources of income or disability. There is no open enrollment period for long-term disability insurance; however, if enrollment is completed outside of the new hire enrollment period evidence of insurability will be required.
Enrollment is required for full-time employees within the following groups:
- Maintenance
- Nutrition Services
- Office Professionals
- Paraprofessionals
- Principals
- Teachers (.8-1.0 FTE)
Filing a Claim
To begin the process of filing a claim, reach out to benefits@sowashco.org.
Voluntary Benefits
Voluntary Benefits
Accident Insurance
Hospital Indemnity Insurance
Filing a Claim
The Standard:
File a Claim online
Phone: 800-634-1743
Group #: 147018
AllState
Phone: 1-800-789-2720
Retirement Accounts
2026 Insurance After Retirement
- Insurance After Retirement (Teachers)
- Insurance After Retirement (All Staff Except Teachers)
- Insurance After Retirement - Eligible for Medicare at Retirement
Eligible Employees
All employees are eligible to contribute to a 403b or 457 retirement account.
Employees should review their Collective Bargaining Agreements or individual letters of assignment to see if they qualify for a matching contribution.
Optional Tax Sheltered Accounts
A tax-sheltered account is a tax-deferred retirement investment plan such as the 403b and 457 plans offered through the District. The terms “403b” and “457” refer to sections of the IRS Code that define the rules by which “pre-tax” and "post-tax" investments may be made through payroll deduction. These voluntary saving plans supplement the mandatory defined-benefit pension plan (such as TRA or PERA) to which you already belong.
Establishing a 403b Plan
- Review the list of vendors.
- Contact investment/financial advisor to setup an account.
- Employees may work with any investment/financial advisor; however, the vendor must be on the pre-approved list.
- Complete the Salary Reduction Agreement and submit to Human Resources - Benefits for processing.
- Initial form must include account number and advisor signature.
Salary Reduction Agreement
Salary Reduction Agreement - ROTH
Establishing A Deferred Compensation 457 Plan
- Review plan information:
- Complete Minnesota Deferred Compensation 457 Plan Enrollment Form and send all pages to Minnesota State Retirement System (MSRS) by mail or fax.
- MSRS will mail a letter to the employees home address confirming the account is established. The letter will include an account number.
- Complete the Salary Reduction Agreement and submit to Human Resources - Benefits for processing
Salary Reduction Agreement
Salary Reduction Agreement - ROTH
NOTE: Advisor signature is NOT required for 457 accounts. An account number must be included on the form.
Aviben
SoWashCo Schools utilizes Aviben as our third-party administrator (TPA) for all transactional paperwork (rollovers, transfers, exchanges, hardship withdrawals, loans, etc.)
Additional Resources:
Mandatory Pension Plans
Teacher Retirement Association (TRA)
TRA is a retirement pension plan for teachers in Minnesota. Membership is mandatory for certified teachers in all work assignments.
TRA employee deductions are 7.5% of the employee's gross pay and the District matches at 8.13%. The contribution amounts are forwarded to TRA each payday and invested for you.
If you have questions regarding your TRA balance, withdrawing funds or changing beneficiaries, please contact TRA via their website at minnesotatra.org.
Contact Information
St. Paul Office
TRA’s main office is located in the
Retirement Systems of Minnesota Building
60 Empire Drive, Suite 400
St. Paul, MN 55103
Contact TRA By Phone
651.296.2409
800.657.3669
651.297.5999 (FAX)
Contact TRA By Email
You can get in touch with us by emailing info@MinnesotaTRA.org. Please do not include personal data in your email.
Public Employee Retirement Association (PERA)
PERA is a retirement pension plan for public employees in Minnesota. Membership is mandatory for all non-temporary employees. Substitute employees are enrolled once eligibility requirements are met. Temporary employee eligibility is determined based on PERA guidelines.
PERA employee deductions are 6.5% of the employee's gross pay; and the District matches at 7.5%. The contribution amounts are forwarded to PERA each payday and invested for you.
If you have questions regarding your PERA balance, withdrawing funds or changing beneficiaries, please contact PERA via their website at mnpera.org.
Contact Information
Life Events
Life Event Changes to Coverage
IRS regulations prohibit changes outside of open enrollment unless you experience a qualified life event AND submit enrollment changes within Benefitfocus within 30 days of the event date. Required documentation to substantiate the event and dependent eligibility verification (if applicable) must be provided during the limited timeframe as well.
Common Events:
- Birth or adoption of a child
- Change in daycare provider or cost
- Death of a spouse or dependent child
- Divorce, legal separation or annulment
- Gain of other coverage
- Loss of other coverage
- Marriage
Legal Notices
Legal Notices
- No Surprises Act (2022)
- New Hire Annual Notices(2026)
- Open Enrollment Annual Notices (2026)





